Who writes this site
Guides on Dial & Carat are written and edited by the site's editorial team, working from manufacturer documentation, standards and public datasets.
We do not publish personal bylines with invented biographies, photographs or qualifications. A name attached to a face and a job title we cannot evidence would tell you less than this paragraph does.
No author on this site holds a professional licence in medicine, law, finance or engineering, and nothing here is professional advice in those fields.
Drafting is assisted by software; selection of sources, the figures, the arithmetic and the conclusions are editorial decisions made by people, and the editorial team is responsible for every published sentence.
If a guide needs expertise we do not have, the guide names the limit instead of writing around it.